SME Finance

SME Finance

SME finance is a ‘growth finance sector’. In the UK SME finance is the funding of small and medium sized businesses, and represents a major function of the general business finance market – in which start up or working capital funding for different types of businesses are supplied. SME finance can take the form of:-

  • Bank loans
  • Overdrafts
  • Leasing hire-purchase arrangements
  • Equity
  • Corporate bond issues
  • Venture capital
  • Private equity
  • Asset-based finance
  • Factoring
  • Invoice discounting
  • Government Finance Guarantee programmes

SME finance is generally harder to access that the general business finance market. However in the UK the government sees the economic and social importance of the small and medium enterprise (SME) sector and so are encouraging bank lenders to finance SMEs with insufficient collateral. In the past finance houses have overlooked the SME market due to the risk factors involved and have looked to larger enterprises with higher profitability.

Please call 0800 597 4757 or apply online for a no-obligation SME finance quote and discuss more about invoice discounting, factoring, asset finance and other SME finance options

Factoring Menu